James I. Heartfield

Falling Objects What if a meteorite or airplane parts fall from the sky and land on my vehicle?!? What should I do if a sheet of ice and snow comes off of another vehicle on the highway and hits my car causing damage?!? Our Massachusetts Auto policy tells us that there IS coverage under Comprehensive Coverage (Part 9), for losses caused by falling objects. What this means… Comprehensive Coverage is coverage for events other than collision. Events that are out of your control… Natural disasters: Earthquakes, Tornadoes, Hurricanes Fire Explosions Vandalism Theft Run-ins with animals, such as deer Broken Windshields (make sure you don't have a separate glass deductible) And last, but certainly not least in our case, here in New England: FALLING OBJECTS Falling Objects   If you carry Comprehensive Coverage (Part 9) on your policy, then you DO HAVE COVERAGE if your vehicle is ever struck by a falling object  (After your Comprehensive deductible is applied). If your car is struck by an ...

Turn your garden into a living space with garden furniture. Here's how! Photos By: Living Etc. There's no doubt that Garden Furniture allows you to make the most of any outside space. This may be a lawn, patio, decking or just a balcony, and by adding furniture you will fully realize its potential to become a valuable extension of your home. Traditional or contemporary in design, you have a wide choice of materials, with different types of timber, rattan, stainless steel and all-weather fabrics all proving popular when creating a particular ambiance or complementing the existing landscape. Today's garden furniture is very much similar quality to the equivalent sofas and chairs you'll find in any lounge and, because it has to deal with adverse weather conditions, it's probably more robust and made from highly durable materials. The sheer range of garden furniture is impressive to say the least, with online garden furniture suppliers offering table and chair sets fo...

The groundcover Pachysandra terminalis might be the most common groundcover planted around boxwood. It is attractive, hardy, and tolerant to many of the most challenging landscape conditions: shade, drought, pest, and even deer.

Keep it clean – White Always being a popular choice with homeowners, white will remain a staple. According to our fashion forecasting friend at Fashion Snoops, Jaye Mize, white is here to stay and will always look good. A fresh and clean feeling is guaranteed with a white kitchen and will open up space! Bria Hammel Interiors Emerging – Green Maybe due to eco-design, and maybe simply because it is soothing, green is everywhere! Mostly being seen in emerald shades, green hues are left, right, and all along Instagram and Pinterest feeds. deVOL The New Neutral – Navy Practically the new neutral, navy is everywhere. Over the past year or so, navy has become common in freshly painted homes. No one seems to be scared of the color, and it offers a perfect base in a kitchen! Pairing perfectly with hardwood floors and wood countertops – also currently trending – navy seems to be the way to go. Blakes London Bold – Black Another popular color emerging is black. In minimal kitchens and home spaces...

I always get a little nostalgic at the beginning of a new year and enjoy reflecting back on the year that has past.  As always, I continue to be amazed at the opportunities that this blog provides for our family and I'm so grateful for everyone that has supported me on this blogging journey. This blog would be nothing without YOU! Top Blog Posts of 2018 I'm continuously looking for ways to improve the blog and serve you guys better. It totally makes my day when you email me or comment on my posts and I absolutely LOVE getting your input.  Since I don't always hear from you though, I often look at what posts are the most popular and try to plan some additional blog content around those topics.  Sometimes it surprises me! This year, many of your favorite cleaning tips and organization posts from years' past continue to stay in the top 10, along with a couple of fun holiday projects.  The home decor posts didn't quite make it into the top 10 but they were close!  So he...

The new year is right around the corner, and many people are starting to think seriously about their New Year's Resolutions. And while the most popular resolutions aren't going anywhere (eat healthy, work out, spend less time in front of a screen), if you're looking to buy a home next year, at least a few of your resolutions should be of the financial variety. Starting the new year off on the right financial foot by making financial resolutions can set you up for success and help you get closer to your goal of buying a home. Here are four financial resolutions you should consider making if you want to buy a home in the new year: 1. Track your spending via GIPHY It's impossible to get a handle on your financial situation if you don't know what this situation actually is. Which is why your first financial resolution needs to be to track your spending. Tracking your spending will give you a clear picture of how much money you're spending, where you're spending ...